Payments Research

Jan

As Singapore’s bank branches fade, a region leaps forward

In the meticulously planned city-state of Singapore, the shrinking footprint of physical finance is becoming hard to ignore. Over the past decade, the number of bank branches and automated teller machines (ATMs) has fallen by an average of 2% a year. Banks are rationalizing their networks, prioritizing high-footfall “heartland” hubs…

Jan

Payments Research

Wise planned 2026 dual listing and the plumbing of cross-border payments

In the sleepy world of correspondent banking, where trillions of dollars lumber across borders through a thicket of intermediaries, a dual listing is usually a bureaucratic footnote. Yet, when Wise, the London-based fintech darling, announced plans for a dual listing of its shares in the US and the UK in…

Jan

Payments Research

Indonesia’s payment revolution is making waves

In December 2025, a Jakarta bakery chain named Roti’O found itself at the center of a national firestorm. The offense? A cashier, adhering to a strict “cashless” corporate policy, refused to sell a bun to an elderly woman brandishing physical rupiah. The incident went viral, sparking outrage that forced the…

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